Chase Offers: Get 15% Back at Lowe’s — Up to $50 Cash Back
If you’ve been putting off a summer home project — fresh mulch, a new ceiling fan, patio furniture, or just a stack of 2x4s — your Chase card just gave you a nudge. A targeted Chase Offer is circulating right now that gets you 15% cash back at Lowe’s, up to $50 back on eligible purchases. That means you can spend up to $333 at Lowe’s and get $50 straight back to your statement.
What Is Chase Offers and How Does It Work?
Chase Offers is a free program built into eligible Chase credit cards. You log into your Chase account (or the Chase mobile app), navigate to the “Offers” tab, and activate any deals you want. Once activated, you simply use that card to pay — no promo codes, no rebate portals, no jumping through hoops. The cash back posts automatically after the qualifying purchase.
The Lowe’s offer showing up right now: 15% back, capped at $50 cashback. No confirmed expiration date has been published, so treat this as a limited-time opportunity and activate it sooner rather than later.
Important: Chase Offers are targeted, meaning not every cardholder sees the same offers. Check your account — it may be waiting there for you.
Who This Deal Is Best For
This one’s practically made for Southern homeowners heading into summer. If any of these describe you, activate this offer today:
- DIYers with a project queued up. Deck repairs, fence staining, bathroom updates — if your cart at Lowe’s is going to hit $150 or more, you’re getting real money back.
- New homeowners stocking up on tools, hardware, and seasonal supplies.
- Landlords and property managers buying in bulk — paint, fixtures, filters.
- Smart shoppers who know about gift cards. Lowe’s sells third-party gift cards in-store (think restaurants, retailers, entertainment). If you activate this offer and buy gift cards at Lowe’s, you could earn 15% back on purchases you were already planning elsewhere. That’s a well-known stacking move in the deal community. [AFFILIATE:chase_credit_cards]
How to Stack This Deal
To squeeze every dollar out of this:
- Activate the offer in your Chase app or at chase.com under “Offers.”
- Plan one focused trip rather than spreading purchases — make your spend count before the offer disappears.
- Check the gift card rack if you have upcoming purchases at other retailers that Lowe’s carries cards for.
- Combine with Lowe’s own sale pricing — 15% back stacks on top of whatever Lowe’s is already discounting in-store or online.
Any Caveats?
A few things to keep in mind:
- No confirmed expiration date. Doctor of Credit flagged this as unknown. Don’t wait.
- Targeted offer — your account may not show it. If it’s not there, no workaround exists.
- $50 max cashback — you won’t earn beyond that, so there’s no reason to overspend past ~$333 just for this offer.
- Card must be used for the purchase — don’t use a different card by accident at checkout.
Bottom Line
Fifteen percent back at Lowe’s heading into summer is a strong offer — $50 in statement credits for a single home improvement run is the kind of win that makes keeping Chase cards in your wallet worthwhile. Activate it now, plan your trip, and put that $50 toward the next project.
Check your Chase Offers tab to see if this deal is available on your account.