The Chase Sapphire Preferred’s Big Bonus Is Back
If you’ve been eyeing a travel credit card, this is worth your attention: The Points Guy reports that the Chase Sapphire Preferred’s 100,000-point welcome offer has returned. TPG calls the Sapphire Preferred “one of TPG’s favorite travel cards,” and a bonus at this level doesn’t show up constantly — elevated offers like this tend to come and go, so it’s the kind of thing worth acting on rather than bookmarking for later.
What Makes This Offer Notable
A 100,000-point welcome bonus is a meaningfully large stack of Chase Ultimate Rewards points to start with. Chase points are transferable to airline and hotel partners, which is a big part of why TPG rates this card highly — you’re not locked into one loyalty program. The exact minimum spending requirement, annual fee, and full terms are detailed in TPG’s full breakdown, which is worth reading closely before you apply, since welcome-offer terms and eligibility rules can change.
Who This Is Best For
This offer makes the most sense for:
- Families planning a big trip — a large points haul can meaningfully offset flights or a hotel stay for a family vacation.
- Frequent travelers in Southern hub cities — if you regularly fly out of hubs like Atlanta, Charlotte, or Dallas, transferable points give you flexibility across the airlines that actually serve your routes.
- Anyone consolidating spending onto one card — if you’re already tracking a household budget, redirecting everyday spend toward hitting a welcome bonus can make sense, as long as you can comfortably meet the spending requirement without overspending to chase points.
It’s a weaker fit if you carry a balance month to month — travel rewards cards typically carry higher interest rates, and the value of the points can get erased fast by interest charges. It’s also not ideal if you don’t travel often enough to make transferable points useful; in that case, a straightforward cash-back card may serve you better.
The Caveat
Welcome-offer levels on cards like this fluctuate, and there’s no guarantee this bonus stays at 100,000 points indefinitely. If you’re already considering this card, it’s reasonable to move on the decision rather than wait and hope the offer holds. That said, don’t apply for a card you don’t actually plan to use — a new credit inquiry and a card you let sit idle isn’t worth it just for a signup bonus.
Bottom Line
For Southern families and travelers who fly out of major hub airports and can meet the spending requirement responsibly, this is a strong moment to look at the Chase Sapphire Preferred. Read the full terms, run the math on whether you’ll hit the minimum spend naturally, and go from there.